The department makes all types of credit operations of making permanent credit facilities for customers of overdraft, bill discount, issuing cash and pledge letters of guarantee and temporary facilities such as micro loans in overdraft current account, medium and short-term Iraqi Dinar loans and foreign currency loans for private/mixed/public sectors. Also, making housing loans for citizens and state employees and various-party individual micro loans, automobile loans and small project micro loans. The following divisions are linked to the department:
- Baghdad Branches’ Loans.
- Off-Baghdad Branches’ Loans.
- Credit Information.
- Individual Loans.
- Internal Loans.
- Following Up Purchased Bills.